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How are Your Retirement Income Accounts Taxed?

Published under Personal Insurance on

Do you want to get the most “bang” from your retirement accounts? Tapping the wrong accounts first can generate higher taxes on capital gains and Social Security benefits. Retirement Savings 401(k)s, 403(b)s, and IRA’s are fully taxable as ordinary income at the federal level (FL), with taxes from 10 to 37% Pension Pensions are fully taxable as ordinary income on Continue Reading →

How to Develop an Employee Engagement Plan

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Employee engagement has become the hottest burning question on the minds of management and human resources working to motivate and retain employees. It is so profound in fact, Gallup conducted a survey that revealed that 70 percent of U.S. workers aren’t engaged at work. That means that the majority of workers are coasting either because they don’t like what they Continue Reading →

Employment Practices Liability Coverage

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Most businesses will agree that one of their greatest assets is their employees.  Any successful business owes a large part of their success their employees who work hard every day to help the business prosper.  While many businesses try to create a good working environment and culture for their employees, sometimes all it takes is one trouble employee or a Continue Reading →

2 Essential Steps for Picking the Right Insurance For Your Startup

Published under Commercial,News on

Startups are incredibly exciting. They grow quickly, are ever-changing, and have to be incredibly flexible to mature into long-term profitability. Naturally, with all of the attention on building a brand around a new product, recruiting top-tier talent, and putting out a few fires along the way, some of the finer details like insurance can get lost in the shuffle. Below Continue Reading →

Top 3 Resources for Any Growing Business

Top 3 Resources For Any Growing Business

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The Billion Dollar Resource you don’t know you have   Top 3 free resources your insurance agent hasn’t shared with you   Have you ever searched long and hard for something [i.e. the relationship of your dreams, the idea that will change your life… your other shoe] only to realize it was right in front of you the whole time?  Continue Reading →

Winterizing Your Home

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We are moving quickly toward winter, now is a good time to prepare your home for freezing temperatures.  Below are a few ideas to get you started. Prevent Plumbing Freezes – Drain all garden hoses. Insulate exposed plumbing pipes. If you go on vacation, leave the heat on, set to at least 55 degrees. Check Foundations – Remove all debris Continue Reading →

Congrats to East Elementary

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Congratulations to Cedar City’s East Elementary FIRST LEGO League – Microbots! They recently won a nomination to compete in the FLL Razorback Invitational in Fayetteville, Arkansas in May. Certified Insurance is proud to help sponsor these kids in their effort. If you would like to help them raise money for their team travel expenses please consider donating at State Bank of Continue Reading →

Water Damage

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Whether you live in a house, condo, or apartment, you’re at risk for water damage. Here are some helpful tips to keep you dry. Pay attention to your water bill – a sudden increase might indicate a leak. Make sure everyone in your home knows how and where to shut off the water supply valve. Insulate pipes in attics, basements Continue Reading →

Happy Holidays!

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Happy Holidays from all of us at Certified Insurance! We wish you peace of mind, prosperity and happiness throughout this holiday season and in the coming year.   Please note our office will be closed for December 26th for Christmas and January 2nd for New Years.  

Happy Thanksgiving!

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Happy Thanksgiving from all of us at Certified Insurance!   Cedar City Office   St. George Office Just a reminder that both offices will be closed November 24th and 25th.