A Commercial Umbrella, or Excess Liability, policy is designed to provide coverage above the limits of a standard policy. A business umbrella policy picks up where your commercial general liability, commercial auto, and even employer liability (part of your workers compensation) insurance stops. In essence, an umbrella policy is an added layer of protection. Purchasing an umbrella policy is an effective way to provide extra protection for your business.
If you aren’t sure whether or not you need this additional layer of protection for your company, talk to one of the experienced agents here at Certified Insurance and we can help you determine if it makes sense for your company.