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Winterizing Your Home

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We are moving quickly toward winter, now is a good time to prepare your home for freezing temperatures.  Below are a few ideas to get you started. Prevent Plumbing Freezes – Drain all garden hoses. Insulate exposed plumbing pipes. If you go on vacation, leave the heat on, set to at least 55 degrees. Check Foundations – Remove all debris Continue Reading →

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Home Based Business

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Do you operate a business from your home? If so it’s important to know that there are some things  your homeowner’s policy may not cover. Business Contents – If you have property specifically related to your business, such as office equipment, production supplies or product inventory they may not be covered at all, or they may be subject to the Continue Reading →

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Do you need an insurance upgrade?

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When was the last time you actually reviewed your homeowners policy?  It is important to review your policy periodically to make sure you have proper coverage, below are some things to consider when reevaluating your insurance needs. Upgrades – Have you made upgrades to your home?  Did you remodel your kitchen or bathroom?Have you added a room, outbuilding?  Upgrading areas Continue Reading →

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Buying Homeowners Insurance

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Tips to know when buying homeowners insurance. Tip #1 – Get multiple quotes and compare coverage.  – A mortgage company will require you to have homeowners insurance, but you get to pick the company.  You will want to get the right amount of coverage for your home, but you need to be sure to watch for policy value, do not just Continue Reading →

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